Money Matters The Insights Blog

House market on the up? Interest rates cut? Tax changes affecting small businesses? All the latest on what's happening in the real-world and how it impacts you, right here.

10 Aug 2025

Bank Goes All In On AI

NAB launches it's Data & AI training program this month. So how this could improve your banking experience and what it means for financial services.

a stick person standing next to some question marks

15 July 2025

Consumer Confidence Hits Three-Year Low

Consumer confidence drops to its lowest level in over three years, as distrust remains high, despite improving economic indicators. Rising Buy Now Pay Later usage also signals growing financial stress among households.

11 July 2025

SMSFs Outperform Big Super Funds But Face Tax Target Risk

Self-managed super funds are delivering better returns than major super funds, but their success may attract increased tax scrutiny from the current government.

7 July 2025

Rate Cuts Help Reduce Consumer Stress to New Two-Year Low

NAB's Consumer Stress Index has fallen to its lowest point in two years as rate cuts ease financial pressure on households. Mortgage holders are already feeling the benefits, while smart spending habits are putting $4,860 back in the average household's budget annually.

1 July 2025

More money for millions of Aussies from today!

Major financial changes from July 1 include a 3.5% minimum wage increase to $24.95/hour and superannuation guarantee rising to 12%. Plus state-specific updates on payroll tax, electricity prices, and tobacco licensing affecting household budgets nationwide.

1 July 2025

ATO Tax Deductions Scrapped! What this means for you in 2025

From July 1, 2025, taxpayers can no longer claim deductions for ATO interest charges under new Treasury Laws. This change affects millions of small business owners and individual taxpayers with tax debt, forcing them to seek alternative financing options.

an aerial view of a city with a river running through it

30 June 2025

Brisbane Property Market Shows Signs of Recovery as Premium Homes Exceed Expectations

Brisbane's property market displayed renewed confidence with a 47% auction clearance rate, as premium properties across Ascot, Hendra and Fairfield sold well above expectations. Three standout sales totalling over $7.6 million signal growing buyer demand post-election.

a large building with balconies and balconies on top of it

28 June 2025

Sydney Property Market Lifts Amidst Falling Interest Rates

Recent interest rate cuts are breathing new life into Sydney's property market, with auction clearance rates reaching 70.3% and premium properties selling for record prices.

a man standing on a beach looking out to sea

10 May 2025

How Cash Rate Changes Impact More Than Just Your Home Loan.

New RBA research using economic models shows how cash rate changes affect households through different channels, revealing the exchange rate has bigger impact than direct mortgage payment changes on the overall economy.

1 May 2025

How RBA Research Predicts Unemployment Rate Changes

New RBA research reveals that job advertisements and vacancy data can effectively forecast unemployment rate changes up to six quarters ahead, offering valuable insights for monetary policy decisions and labour market analysis.