Money Matters The Essential Guides

Whether it's knowing which home loan is right for you to save you thousands, or where you should be saving your money to earn you thousands, these essential guides have you covered.

Solar panels installed on the roof of a modern Australian family home on a bright sunny day

14 Apr 2026

How Going Green Can Save You Money

Going green isn't just good for the planet — it can dramatically cut your household costs. Learn how solar panels, EVs and home upgrades pay for themselves, and how a green loan can accelerate those savings.

A freshly built suburban home with a neat front garden on a sunny day

9 Apr 2026

10 Things You Should Know Before Buying Your First Home

Buying your first home is exciting — and more than a little overwhelming. Here are the 10 most important things every Australian first home buyer needs to understand before they sign anything.

A person stressed out looking at their laptop screen whist seated at a desk

6 Apr 2026

How to Switch Home Loan Provider Without the Headache

Refinancing can save you thousands — but only if you know what to expect. This checklist covers every stage of switching lenders, from comparing real costs to navigating the paperwork.

A person reviewing financial documents and investment charts at a home desk

2 Apr 2026

Debt Recycling: How to Turn Your Home Loan into Tax-Deductible Debt

Debt recycling lets you convert your non-deductible home loan into investment debt that's potentially tax-deductible — here's how it works, what the real risks are, and what to do before you start.

A young couple holding house keys outside the front door of their new home

30 Mar 2026

How to Save Thousands Buying Your First Home: Every Australian Grant & Scheme Explained (2026)

From a 2% deposit shared equity scheme to $30,000 stamp duty waivers, Australian first home buyers have access to more government support than ever.

a model red house stands out amongst a sea of black model houses

25 Mar 2026

Fixed, Variable, or Split? How to Choose the Right Home Loan in 2026

The RBA's rate whipsaw — cuts through 2025, then hikes in early 2026 — has left borrowers more confused than ever. This guide breaks down each rate structure clearly, with a close look at the split loan strategy that more Australians are turning to.

a close-up of a man opening their empty wallet

23 Mar 2026

Does Debt Consolidation Actually Save You Money?

Juggling multiple debts at high interest rates costs more than most Australians realise. This guide breaks down how debt consolidation works, what you stand to save, and the catches you need to know before signing anything.

Person reviewing home loan documents at a desk with a laptop showing mortgage calculations

21 Mar 2026

Offset vs Redraw: Which One Actually Saves You the most?

Both offset accounts and redraw facilities cut your mortgage interest bill — but they work differently in ways that could cost or save you thousands. This guide shows you exactly which one wins for your situation.

A miniature house model sitting beside a calculator and pen on a desk

15 Mar 2026

Stamp Duty in Australia: What Every Home Buyer Needs to Know

Stamp duty can add tens of thousands of dollars to your property purchase — yet many buyers don't factor it in until settlement, or don't even understand it. And with every state and territory charging their own rates it's easy to see why.... At least until now!