Terms of Use

1. Introduction and Acceptance

These Terms of Use (“Terms”) govern your use of the MoneyMart Australia website located at www.moneymart.au (“the Site”), operated by MoneyMart Australia (“MoneyMart”, “we”, “us”, or “our”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site. We reserve the right to update these Terms at any time. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

2. About MoneyMart Australia

MoneyMart Australia is a financial product comparison service. We collect, organise, and present information about financial products — including home loans, credit cards, personal loans, savings accounts, and everyday bank accounts — sourced directly from Australian financial institutions.

MoneyMart Australia is not a financial institution, financial adviser, credit provider, mortgage broker, or insurance provider. We do not hold an Australian Financial Services Licence (AFSL) and we do not provide personal financial advice as defined under section 766B of the Corporations Act 2001 (Cth).

Our service is free to use for all Australian consumers. We are committed to providing unbiased, commission-free comparisons so that Australians can make well-informed financial decisions.

3. Use of the Website

You may use the Site for lawful, personal, non-commercial purposes only, subject to these Terms.

You must not:

• Use the Site in any way that violates any applicable Australian law or regulation.
• Use automated tools (including bots, scrapers, or crawlers) to systematically copy, collect, or download content or data from the Site without our prior written consent.
• Attempt to gain unauthorised access to any part of the Site, its servers, or any system or network connected to the Site.
• Transmit any unsolicited or unauthorised advertising or promotional material, or any other form of spam.
• Introduce any viruses, trojans, worms, or other material that is malicious or technologically harmful.
• Reproduce, duplicate, copy, sell, or exploit any portion of the Site’s content for any commercial purpose without our express written permission.

We reserve the right to terminate or restrict your access to the Site without notice if we reasonably believe you have breached these Terms.

4. Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, audio clips, and software — is the property of MoneyMart Australia or its content suppliers and is protected by applicable Australian and international intellectual property laws.

Product names, logos, and rate information displayed on the Site remain the property of the respective financial institutions. MoneyMart Australia does not claim ownership over third-party marks.

You may view, download, and print content from the Site for your own personal, non-commercial use, provided you do not modify the content and include any copyright notice that appears in the original.

5. Third-Party Links

The Site contains links to the websites of financial institutions and other third parties. These links are provided for your convenience only. When you click “Apply” or a similar call-to-action on a product listing, you will leave the MoneyMart Australia website and be directed to the relevant institution’s own website.

MoneyMart Australia has no control over the content, accuracy, privacy practices, or terms of any third-party site. The inclusion of a link to a third-party site does not constitute an endorsement, recommendation, or approval of that site or its products. We encourage you to review the privacy policy and terms of any third-party site before providing your personal information.

6. Disclaimer of Warranties

The Site and all content, tools, and services on it are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied.

To the fullest extent permitted by law, MoneyMart Australia expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components, or that defects will be corrected.

7. Limitation of Liability

To the fullest extent permitted by applicable law, MoneyMart Australia and its directors, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the Site or its content.

Nothing in these Terms excludes, restricts, or modifies any right or remedy, or any guarantee, warranty, or other condition, implied or imposed by the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)) or any other applicable legislation, to the extent that it cannot be excluded.

8. No Financial Advice

All information published on MoneyMart Australia is general in nature and is provided for informational and comparison purposes only. It does not constitute personal financial advice, legal advice, or taxation advice.

Under section 766B of the Corporations Act 2001 (Cth), financial product advice means a recommendation or statement of opinion intended to influence a person in making a decision about a financial product. MoneyMart Australia does not make any such recommendation or statement targeted at your individual financial circumstances, needs, or objectives.

Before making any financial decision, you should read all relevant product disclosure statements, terms and conditions, and key facts sheets, and consider obtaining independent advice from a qualified and licensed financial adviser who can take into account your personal circumstances.

9. Accuracy of Information

MoneyMart Australia takes reasonable steps to ensure that all product data — including interest rates, fees, and product features — is accurate and up to date at the time of publication. Our product database is updated daily from information provided directly by financial institutions.

However, product terms, rates, and availability can change without notice. MoneyMart Australia does not accept responsibility for any errors, omissions, or outdated information on the Site. We strongly recommend that you verify all product details directly with the relevant financial institution before making any commitment.

If you notice any inaccurate information on the Site, please let us know. We will investigate and correct verified errors promptly.

10. Changes to These Terms

We may update these Terms at any time by posting a revised version on this page. The “Last updated” date at the top of this page will reflect the most recent revision. We encourage you to review these Terms periodically. Your continued use of the Site following any update constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Australia. MoneyMart Australia operates as a national website serving users in all Australian states and territories, and these Terms are not restricted to the law of any particular state.

For any dispute arising under these Terms that requires court proceedings, you and MoneyMart Australia submit to the non-exclusive jurisdiction of the federal courts of Australia (the Federal Court of Australia or the Federal Circuit and Family Court of Australia), or alternatively the courts of the Australian Capital Territory.

12. Contact

If you have any questions about these Terms, please contact us:

• Email: support@moneymart.au
• Contact form: www.moneymart.au/contact