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MoneyMart Australia is a financial product comparison website, and as such it provides information about Australian financial products including home loans, credit cards, personal loans and bank accounts. We are not a credit provider, mortgage broker, financial advisor, or insurance provider. In providing information about any products listed, MoneyMart is not making any recommendation about a particular product. [Learn More]

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Personal LoanCalculator

Estimate your repayments, total interest paid, and compare different loan scenarios to make smarter borrowing decisions.

Personal Loans Calculator

Repayment Summary

Monthly Payment

$1,189.50

Total Repayable

$71,369.79

Calculations are estimates based on the inputs provided and assume a fixed interest rate for the full loan term. They do not account for additional fees, charges, redraw activity, or future changes in interest rate. Not financial advice.

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a close-up of a man opening their empty wallet

23 Mar 2026

Does Debt Consolidation Actually Save You Money?

Juggling multiple debts at high interest rates costs more than most Australians realise. This guide breaks down how debt consolidation works, what you stand to save, and the catches you need to know before signing anything.