New South Wales charges up to 5.5% in transfer duty on property purchases, with first home buyer concessions available on properties up to $800,000.
$21,412
3.57%
The stamp duty figure shown is an estimate based on published 2025–26 rates for the selected state. Actual duty payable may vary due to individual eligibility for concessions or exemptions, applicable surcharges, legislative changes, or specific property circumstances. Always confirm the exact amount with your conveyancer or solicitor before settlement. Not financial advice.
Progressive transfer duty brackets for owner-occupied purchases, as published by the Revenue NSW.
| Property Value | Transfer Duty Rate |
|---|---|
| $0 – $17,000 | $1.25 for every $100 |
| $17,001 – $37,000 | $212 plus $1.50 for every $100 over $17,000 |
| $37,001 – $99,000 | $512 plus $1.75 for every $100 over $37,000 |
| $99,001 – $372,000 | $1,597 plus $3.50 for every $100 over $99,000 |
| $372,001 – $1,240,000 | $11,152 plus $4.50 for every $100 over $372,000 |
| Over $1,240,000 | $50,212 plus $5.50 for every $100 over $1,240,000 |
Owner-occupied purchase, no first home buyer concession applied.
Stamp duty
$21,412
Effective Rate
3.57%
First home buyers in NSW pay no stamp duty on properties up to $800,000. A concession applies for properties between $800,000 and $1,000,000.
Full exemption up to
$800,000
Concessions up to
$1,000,000
Always verify current rates directly with the relevant state revenue authority before making financial decisions.
Revenue NSWFind out details about stamp duty fees and concession elgibility in other states and territories.
The stamp duty figure shown is an estimate based on published 2025–26 rates for the selected state. Actual duty payable may vary due to individual eligibility for concessions or exemptions, applicable surcharges, legislative changes, or specific property circumstances. Always confirm the exact amount with your conveyancer or solicitor before settlement. Not financial advice.
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